If you’re launching a new fintech product or updating an existing platform, we can help you move faster, work more efficiently, and deliver better results. It’s as focused as it is effective. We build core systems, connect with PSPs, improve infrastructure, and ensure compliance, all designed to scale with your goals without adding unnecessary complexity.
Tight deadlines. Legacy constraints. Limited in-house bandwidth. Pressure to launch.
Tech debt. Blocked releases. Test bottlenecks. Slow feedback loops.
Lean teams. Aggressive targets. Hiring freezes. Tight budgets.
We collaborate with a range of organizations to deliver solutions tailored to operational needs and technical requirements.
We build secure, scalable payment systems tailored to your business. Our services support global growth by streamlining PSP integrations and recurring billing. You can count on enhanced security with fraud prevention, real-time analytics, and efficient and low-maintenance infrastructure.
We help you modernize outdated systems and shift to efficient, cloud-ready infrastructure. This keeps your financial products competitive and ready to scale. From migrating legacy PHP to Node.js to upgrading older Java, Python, or .NET stacks, we do it all without disrupting your operations.
We design and build fintech applications that combine robust security, smooth performance, and user-friendly design. Launching a banking app, trading platform, or embedded finance tool? We cover the full development cycle, from architecture and UX to compliance and infrastructure.
Cut unnecessary cloud expenses with our detailed audits and optimization strategies. By streamlining segments like payment infrastructure and cloud operations, we help reduce infrastructure costs, without sacrificing performance or reliability.
We secure your systems through comprehensive audits, eliminating exploits and confirming compliance with industry standards. In fintech, where trust and data protection are critical, our tailored security research identifies risks and establishes processes for ongoing, proactive protection.
In platforms such as payment systems, even brief downtime or delays can result in abandoned transactions and eroded customer trust. That’s why we design resilient, fault-tolerant infrastructures enhanced with real-time monitoring, intelligent alerting, and automated incident response. Proactive monitoring and observability are key to preventing costly disruptions before they occur.
Improve customer experience and boost conversion rates with our UX audits and data-driven optimization, crucial for banking, trading, and payment platforms.
Utilize AI to enhance risk management, fraud detection, customer support, and other functions critical in finance. We build and integrate custom ML models designed specifically to address the unique challenges of the financial technology sector.
Turn your fintech data into actionable insights with advanced BI, modern data stacks, and governance frameworks designed for security and compliance. Our services enforce data security and meet regulatory requirements, helping you make smart decisions and keep financial information safe.
We support your journey with engineers experienced in everything from high-load payment systems to modern accounting platforms. Tell us what you need, we’ll match you with experts who can move your project forward.
Enhance your in-house capacity with specialized talent:
Launch and scale fintech services with a managed development squad:
We cover payments, lending, investments, and security, understanding both technology and market demands.
From payment integrations to mobile apps and compliance, we deliver fintech technology designed for your needs.
Focused on reducing costs, improving efficiency, and enabling scalable growth for your business.
Our teams integrate smoothly with yours, enhancing agility and accelerating delivery timelines.
Security audits and regulatory standards are embedded in every project to reinforce trust and reliability.
We use the latest fintech trends and AI-driven tools to keep you ahead of the curve.
Node.js • PHP • TypeScript • Python • Java / Kotlin • Swift • Go • React / Next.js • React Native / Flutter • .NET (C#)
Microservices architecture • Monolithic architecture • Serverless infrastructure • API-first architecture
AWS, Google Cloud, Azure • Infrastructure as Code • GitOps & declarative delivery • Observability stack • Secrets management • Automated security & license scans • Cost-monitoring / optimization tooling
SO/IEC 27001 & SOC 2 Type II readiness • PSD2 / Open Banking & Strong Customer Authentication • AML/KYC workflows (FinCEN, FATF guidance) • OAuth 2.0 & OpenID Connect / FAPI • OWASP ASVS & Top 10 secure coding • FIPS 140-2/3 cryptographic modules
Smart routing & payment orchestration layers • Tokenization & vaulting (PCI DSS v4 standards) • 3-D Secure 2.2 & EMVCo SRC • ISO 8583 / ISO 20022, SEPA, SWIFT messaging • Mobile wallet integrations (Apple Pay, Google Pay, Samsung Pay) • Real-time fraud scoring engines & rules • Automated reconciliation & double-entry ledgers
MLOps toolchain • Feature stores • Streaming / online inference • Time-series forecasting & anomaly detection • Retrieval-augmented generation (RAG) pipelines • Reinforcement learning for trading strategies • AutoML platforms • Privacy-preserving ML • Explainable AI
Data lake / lakehouse • Warehouses • Stream processing • Orchestrated ETL/ELT • Columnar formats & compression • Data catalog & governance • Data quality / observability • Differential privacy & anonymization
Docker • Kubernetes • Helm & Kustomize • Kubernetes operators • Runtime security
In finance, you must deliver fast, stay compliant, and promote reliability. From integrating payment providers to preparing for audits, every change touches sensitive systems under tight regulatory oversight. A strong technology partner with technical depth and domain understanding can make the difference. They help teams scale securely, modernize legacy systems, and meet regional compliance requirements, all without slowing down product momentum.
The latest technologies in fintech, from AI to cloud-native infrastructure, are valuable when applied with a clear goal. AI helps improve fraud detection, credit scoring, and transaction routing. Cloud platforms support scalability and cost-efficiency. We also rely on well-established tools like Node.js, Kubernetes, and microservices to build stable, secure, and adaptable systems.
The software development cost to develop fintech app solutions depends on feature complexity, compliance requirements, and tech integrations. At Oxagile, we help clients balance scope and ROI from day one.
Overall, the cost to develop fintech app solutions primarily depends on the project scope. Key factors influencing the cost include:
Accurately estimating fintech app development costs requires a thorough understanding of the desired features, security protocols, and long-term scalability needs.
A fintech software development company maintains security and scalability by leveraging cloud-based infrastructure, adopting microservices architecture, and using auto-scaling and load balancing. This allows to easily scale applications to handle higher traffic and more complex transactions.
End-to-end encryption, role-based access control, and conducting regular penetration tests helps safeguard against vulnerabilities and maintain security. Data encryption, multi-factor authentication, and secure APIs are vital to protect sensitive information.
